JoAnn Charron

JoAnn Charron

Texas Department Insurance License Number is 953805

Jo Ann Charron has served the greater DFW area for the past 18 years.  Group and Individual benefits market were the main focus for the agency offering the most competitive plans in Health, Life, and Business specific policies.

In 2004, Jo Ann teamed up with Rick Horch. The merger resulted in an expansion of her practice to the Senior market with an emphasis on Long Term Care and Medicare Insurance.

Jo Ann is active in the National Association of Health Underwriters, the local chapter Dallas Association of Health Underwriters and the state chapter Texas Association of Health Underwriters. She continues to lobby in Washington and Austin on health related issues.

Jo Ann is certified with Patient Protection and Affordable Care Act, Long Term Care andSmall Group Designation.

Jo Ann’s goal is to continue to meet her clients’ needs as they move through the many changes in life.


Rick Horch

Texas Department Insurance License Number is 807313


Rick Horch has 20 years of experiences in the health and life insurance industry. He started out in the Senior Market and continues to offer the most competitive Medicare Supplements, Medicare Part D Prescription Plans, Long Term Care, Senior Life, and Annuities to his clients who are 65 and older.

Over the years Rick has become known as a specialist in the health and life insurance field for clients under 65. He continues to review over 50 health and life insurance companies to offer the best value to his clients. Short Term Medical, Dental, Disability Income, Critical Illness, and Savings programs are some of the other insurance products and services offered.


Enedelia Morales

Enedelia Morales has been with BenefitsDallas since 2009 she is the Administrative Assistant for BenefitsDallas. Enedelia graduated from Remington College with an Associates Degree in Business Administration in 2010 and is in the process of getting her Bachelors Degree. Her main focus is to meet all of our clients expectations.